Kentucky Borrowers
Buying, selling, or refinancing a home in Kentucky (or nationwide for that matter) is a lengthy and complex process, and it all comes down to the final settlement. The same goes for home equity loans. A title company such as Armour Settlement Services assists you at this point in two very important ways.
First, Armour Settlement Services provides title insurance for both the buyer and the lender. Title insurance guarantees all involved parties that the title is clear and marketable. In order to provide this, we take several steps. First, we investigate the property being sold or refinanced to ensure that there are no outstanding loans involving the prior owner or other encumbrances (anything that obstructs the sale of a property and makes it less valuable or unsalable). We also make sure that all the pertinent documentation, such as the deed, are in order and legally sufficient, and that any legal restrictions on the property, such as easements, covenants or rights of way, are reported. At the end of the transaction, it is our responsibility to record the deed and other documentation in the land records of Kentucky and/or other necessary agencies.
During the transaction, Armour Settlement Services also conducts the fiduciary part of the process. We handle the final settlement, and then collect and finally disburse the funds to and from the appropriate parties.
Let Armour Settlement Services take on your next real estate transaction for you! During this entire process, our friendly and knowledgeable staff are available to you for any concerns or questions.
For more information, Order Title Now or Call 877-TITLE-30, dept. 241
